Privacy Policy
Introduction
Welcome to Lightning SBA Loans, a service provided by Spin Capital LLC ("we," "us," or "our"). We are committed to protecting the privacy and security of your personal information. This privacy policy explains how we collect, use, and share information about you when you visit our website or apply for a loan.
Information Collection
We collect information that you provide directly to us when you apply for a loan, create an account, or otherwise communicate with us. This includes:
- Personal details (e.g., name, address, social security number)
- Contact information (e.g., email, phone number)
- Financial information (e.g., income, credit history)
- Any other information you choose to provide.
Use of Information
We use the information we collect to:
- Process your loan applications.
- Manage your account and provide customer service.
- Perform credit checks and assess your eligibility for our products.
- Comply with legal requirements and prevent fraud.
- Improve our services and develop new ones.
Data Sharing
We may share your information with third parties in the following circumstances:
- With service providers who assist us in meeting business operations needs and perform certain services and functions: providers of hosting, email communication, customer support services, analytics, marketing, and advertising.
- With affiliates, if it is necessary to offer a service you request.
- With financial institutions and other partners that are involved in the processing of your loan applications or the management of your account.
- For legal reasons, in response to subpoenas, court orders, or other governmental requests.
Data Security
We implement appropriate technical and organizational measures to protect the personal information we collect and process. Despite our safeguards, no internet or email transmission is ever fully secure or error free.
Your Rights
You may have the right to access the personal data we hold about you and to ask that your personal data be corrected, updated, or deleted. If you would like to exercise these rights, please contact us at the details provided below.
Changes to This Privacy Policy
We may update this privacy policy from time to time in order to reflect changes to our practices or for other operational, legal, or regulatory reasons.
Contact Us
For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e-mail at [email protected].
