Lightning SBA Loans: Quick & Simple SBA Loans

Get up to $150,000 for working capital in days, instead of weeks, with reduced paperwork and a streamlined process.

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Don't Take a High Interest, Short-Term Business Loan

Short-term, high-interest business loans are going to cost you...

Interest rates of 20% - 70% or more
Repayment term of 1 - 5 years
Outrageously high monthly payments

With Lightning SBA Loans , business owners just like you can quickly get working capital for your business up to $150,000 with a low rate of Prime + 3.75% and a 10-year repayment term.

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Why Lightning SBA Loans?

LESS DOCUMENTATION

Enjoy an easier loan process with only a fraction of the required documentation than with most SBA loans.

FAST FUNDING

Receive a loan for up to 30% of last year's gross revenue up to a maximum of $150,000, often funded within 10 days from the completed application package.

LOWER MONTHLY PAYMENTS

Get a 10-year repayment term so you can avoid the outrageous monthly payments of a short-term loan.

LOWER RATES

Most rates are Prime + 3.75% with 10-year terms, offering you lower monthly payments and long-term growth capital.

FLEXIBLE GUIDELINES

To qualify you must have 2 years in business, a 700+ FICO score, and $150,000+ in annual business revenue.

EVERY 90 DAYS

Apply for a new Lightning Loan every 90 days up to 3 times per year.

Getting a Loan with Lightning SBA Loans
is as Easy as 1, 2, 3 ...

Schedule a Consultation

Speak with one of our experienced loan officers who will understand your goals and help create a plan.

Know Your Options

Discover what options are available to you and have confidence knowing your income has been reviewed up front.

Close Your Loan

Relax as we guide you through a stress-free loan process so you can close on time.

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FAQs

Who is a good fit for Lightning SBA Loans?

You're a good candidate if:

1) Your business is in operation for at least 2 years
2) You have a 700+ FICO
3) Your business has $150k or more in annual revenue

If you have questions about the required documentation, schedule a consultation to receive a personalized review.

What is the Lightning SBA Loans ?

Most business owners know that cash is the fuel that grows a business. Our Lightning SBA Loans is an easy way to fund a growing business with an expedited loan of up to $150,000 and favorable terms. Lightning SBA Loans can be funded in as little as 7 days from the receipt of the completed application. Lightning SBA Loans offer a 10-year term and most interest rates are currently Prime + 3.75%, instead of the double-digit rates that alternative lenders provide. You may be a good candidate for a Lightning SBA Loans if you want to:

Buy inventory
Refinance debt
Gain working capital
Get cash for receivables that haven’t been paid
Buy small equipment
Need cash but don’t want to pay double-digit interest rates

Have a question about how you can use a Lightning SBA Loans ? Schedule a consultation to receive your personalized analysis.

What is the term and rate of my Lightning SBA Loans ?

Many short-term business loans come with a short repayment term and double-digit interest rates. Lightning ™ SBA Loans typically offer a 10-year term and interest rates of Prime + 3.75%, instead of double digits.

What is the minimum credit score for a Lightning SBA Loans ?

In order to be approved for a Lightning SBA Loans, all borrowers must have a minimum FICO score of 700.

What can my Lightning SBA Loans be used for?

Lightning SBA Loans are provided as working capital and can be used for simple loan uses including but not limited to:

Inventory
Buying small equipment
Payroll
Marketing
Other business expenses

Have questions about how you can use a Lightning SBA Loans ™ to grow your business? Schedule a consultation with a Lightning loan officer today to receive a personalized analysis.

How does your SBA Preferred Lender Program (PLP) status benefit me?

Our PLP status allows us to bypass the SBA and make credit decisions internally, which can save you weeks of processing time. Our SBA Loans can be funded in as little as 10 days from receipt of the completed application package. And since we make our own credit decisions in-house, we are able to process your loan quickly and seamlessly.

How can you obtain affordable capital to grow your business?

As a business owner, you sometimes need cash to grow, expand, or sustain operations. The problem is, most business loan options come with high-interest rates and monthly payments which are a strain on cash flow.

We believe denying small business owners access to capital with reasonable terms is just wrong. That’s why we allow our customers to get Lightning SBA Loans with lower rates and fast funding.

Here’s how it works:

1) Schedule a Consultation
2) Know Your Options
3) Close Your Loan

Request a free consultation today so you can stop worrying about a business loan and start watching your business grow with Lightning.

SCHEDULE YOUR CONSULTATION

Apply Now

BUY COMMERCIAL REAL ESTATE

We provide up to 100% financing for SBA 7(a) loans used for the purchase of owner-occupied commercial real estate.

100% FINANCING COMMERCIAL LOANS

Fastcap™ SBA LOANS

SBA loans up to $350,000 for working capital, equipment, inventory, debt refinancing, and more.

Lightning SBA Loans Fastcap™

Want To Learn About More SBA Business Loan Programs?

SEE BUSINESS LOAN PROGRAMS

Lightning SBA Loans: Quick & Simple SBA Loans

Don't Take a High Interest, Short-Term Business Loan

Short-term, high-interest business loans are going to cost you...