body {

  font-family: "Rethink Sans", sans-serif;

}



/* TOP HEADER */

.top-header {

  background: #23263A;

  color: #fff;

  padding: 8px 40px;

  display: flex;

  justify-content: space-between;

  align-items: center;

  font-size: 14px;

}



.top-header i {

  margin-right: 0;

}



.top-right {

  display: flex;

  align-items: center;

  gap: 24px;

}



.social-icons a {

  color: #fff;

  margin-left: 12px;

  font-size: 15px;

}



.py-80 {

  padding: 80px 0;

}



#loanProgramTabs {

  background-color: #fff;

  padding: 20px;

}



#loanProgramTabs li {

  border-bottom: 1px solid #d8d9d6;

}



/* Basic Styling */

.main-nav {

  display: flex;

  justify-content: space-between;

  align-items: center;

  background: #fff;

  background: #FFFFFF26;

  -webkit-backdrop-filter: blur(20px);

  backdrop-filter: blur(20px);

  padding: 18px 40px;

  position: sticky;

  position: -webkit-sticky;

  transition: all .3s ease;

  margin-bottom: -77px;

  width: 100%;

  left: 0;

  right: 0;

  z-index: 999;

}



.mobile-buttons {

  display: none

}



.logo img {

  max-width: 150px;

}



.nav-menu {

  display: flex;

  align-items: center;

  gap: 35px;

  list-style: none;

  margin-right: auto;

  margin-left: 65px;

}



.nav-menu li a {

  color: #fff;

  font-weight: 500;

  text-decoration: none;
      padding: 10px 5px;

}

.main-nav-inner li a{color: #000}

/* Dropdown */

.dropdown {

  position: relative;

}



.dropdown-menu {

  position: absolute;

  top: 30px;

  left: 0;

  background: #fff;

  padding: 10px 0;

  list-style: none;

  display: none;

  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.1);

}
.main-nav-inner .dropdown-menu {top: 40px}



.dropdown:hover .dropdown-menu {

  display: block;

}



.dropdown-menu li {

  padding: 8px 20px;

}

.main-nav-inner .dropdown-menu li {

  padding: 2px 20px;

}


.dropdown-menu li a {

  white-space: nowrap;

}



/* Buttons */

.nav-buttons .btn-light {

  padding: 10px 15px;

  background: #fff;

  border: 1px solid #fff;

  color: #000;

  border-radius: 50px;

  text-decoration: none;

  margin-left: 10px;

}



.mobile-buttons .btn-light {

  padding: 10px 20px;

  background: #24283e;

  border: 1px solid #24283e;

  color: #fff;

  border-radius: 50px;

  text-decoration: none;

  margin-left: 0;

  text-align: center;

}



nav.main-nav.fixed {

  background: #24283e;

  color: white;

  top: 0;

}

nav.main-nav-inner.main-nav.fixed {
    background: #ffffff;
    color: #000000;
    top: 0;
}
.main-nav-inner .nav-buttons .btn-light{
    background: #3272b9 !important;
    border-color: #3272b9 !important;
    color: #fff
}

.main-nav-inner .nav-buttons .btn-light.apply_now{
  background: #23263a !important;
    border-color: #23263a !important;
}
.dropdown-menu li a {

  color: black;

  font-size: 16px;    line-height: normal;

}



/* Hamburger */

.hamburger {

  display: none;

  flex-direction: column;

  gap: 5px;

  cursor: pointer;

}



.hamburger span {

  width: 25px;

  height: 3px;

  background: #fff;

  display: block;

  transition: 0.3s;

}

.main-nav-inner .hamburger span{background: #000}

/* RESPONSIVE */

/* Mobile Menu */

@media (max-width: 900px) {

  .nav-menu {

    position: absolute;

    top: 77px;

    left: 0;

    width: 100%;

    background: #fff;

    flex-direction: column;

    gap: 0;

    padding: 20px 0;

    display: none;

    border-top: 1px solid #ddd;

    margin: 0;

    text-align: left;

    align-items: flex-start;

  }

  .mobile-buttons .btn-light {

        padding: 5px 10px;

        font-size: 14px;

  }

  .fixed .nav-menu li a,

  .nav-menu li a {

    color: #000;

  }

  .dropdown .dropdown-menu.show {

    border: 0;

  }



  .nav-menu.show {

    display: flex;

  }



  .nav-menu li {

    padding: 0;

    padding-left: 20px;

  }



  .nav-buttons {

    display: none;

  }



  .mobile-buttons {

    display: flex;

    gap: 12px;

    padding: 20px;

    padding-bottom: 0;

    font-size: 14px;

  }

.dropdown-menu li a {

  font-size: 14px;

}

  .hamburger {

    display: flex;

  }



  .dropdown:hover .dropdown-menu {

    display: none;

  }



  .dropdown .dropdown-menu {

    position: static;

    box-shadow: none;

  }



  .dropdown .dropdown-menu.show {

    display: block;

  }



  .nav-buttons .btn-light{

      padding: 10px 15px;

    }

}



/* HERO SLIDER */

.hero-slide {

  height: 550px;

  background-size: cover;

  background-position: center;

  position: relative;

}



.hero-slide::before {

  content: "";

  position: absolute;

  top: 0;

  left: 0;

  width: 100%;

  height: 100%;

  background: rgba(10, 20, 40, 0.55);

  /* Dark overlay */

}



.hero-content {

  position: relative;

  z-index: 10;

  padding-top: 150px;

  padding-left: 80px;

  color: #fff;

}



.hero-content h1 {

  font-size: 58px;

  font-weight: 800;

  line-height: 1.1;

  color: white;

}



.hero-content p {

  font-size: 18px;

  margin-top: 15px;

  opacity: 0.9;

}



.btn-white {

  display: inline-block;

  margin-top: 28px;

  background: #fff;

  padding: 12px 28px;

  border-radius: 30px;

  color: #333;

  font-weight: 600;

  text-decoration: none;

}



/* Swiper navigation */

.swiper-button-next,

.swiper-button-prev {

  color: #fff;

}



.swiper-pagination-bullet-active {

  background: #fff !important;

}



@media (max-width: 768px) {

  .hero-content {

    padding-left: 20px;

    padding-right: 20px;

    padding-top: 120px;

    text-align: center;

  }



  .hero-content h1 {

    font-size: 40px;

  }



  .top-right {

    flex-direction: column;

    gap: 5px;

  }



  .top-left {

    text-align: center;

  }





}



ul#loanTabs {

  border-bottom: 1px solid #e4e4e4;

}



.nav-tabs .nav-link {

  font-weight: 500;

  color: #555;

  border: none;

  border-bottom: 2px solid transparent;

}



.nav-tabs .nav-link.active {

  color: #0d6efd;

  border-bottom: 2px solid #0d6efd;

  background: transparent;

}



section h5 {

  margin-bottom: 8px;

}



.small-tag {

  color: #2f72b9;

  font-weight: 600;

  font-size: 13px;

  background: #F3F5F5;

  width: max-content;

  padding: 2px 12px;

}



.left-col h2 {

  font-weight: 600;

  margin-top: 6px;

  font-size: 40px;

  line-height: 1.2;

}



.tab-pane {

  color: #444;

}



.nav-tabs .nav-link {

  color: #555;

  border: none;

}



.nav-tabs .nav-link.active {

  color: #24283e;

  border-bottom: 2px solid #0d6efd;

}



/* Section background + header */

.success-stories {

  background: #3272b9;

  text-align: center;

  color: #fff;

  padding: 50px 0 0;

  font-family: "Inter", sans-serif;

}



.success-header .tag {

  display: inline-block;

  background: rgba(255, 255, 255, 0.2);

  padding: 4px 12px;

  font-size: 12px;

  border-radius: 4px;

  margin-bottom: 10px;

  color: white;

}



.success-header h2 {

  font-size: 36px;

  margin: 10px 0;

  font-weight: 600;

}



.success-header p {

  font-size: 15px;

  opacity: 0.9;

  margin-bottom: 40px;

}



/* Main background image area */

.success-bg {

  background-image: url('../images/bg-full.jpg');

  background-size: cover;

  background-position: center;

  height: 450px;

  position: relative;

}



/* Box container */

.stories-wrapper {

  display: flex;

  justify-content: space-between;

  position: absolute;

  bottom: 0;

  width: 100%;

  padding: 0 40px 30px;

  gap: 20px;

  background: linear-gradient(180deg, rgba(36, 40, 61, 0), #24283d);

}



/* Each story box */

.story-box {

  position: relative;

  text-align: left;

  padding: 20px;

  color: #fff;



  transition: background 0.3s ease;

  overflow: hidden;

}



.story-box h4 {

  color: white;

  font-size: 20px !important;

  line-height: 30px;

}



/* Darken background on hover */

.story-box:hover {

  background: rgba(0, 0, 0, 0.75);

}



/* Hidden text initially */

.story-desc {

  opacity: 0;

  transform: translateY(20px);

  transition: opacity 0.4s ease, transform 0.4s ease;

  font-size: 12px;

  line-height: 1.5;

}



span.category {

  font-size: 12px;

}



/* Reveal ONLY inside hovered box */

.story-box:hover .story-desc {

  opacity: 1;

  transform: translateY(0);

}





/* Responsive */

@media (max-width: 767px) {

  .stories-wrapper {

    flex-direction: column;

  }

}



.faq-section {

  background: #F3F5F5;

}



.faq-accordion .accordion-item {

  border: none;

  border-bottom: 1px solid #e2e6ea;

  padding: 10px 0;

  background: none;

}



.faq-accordion .accordion-button {

  background: none;

  box-shadow: none !important;

  font-size: 2.05rem;

  font-weight: 500;

  color: #0d1b2a;

  padding-left: 0;

  padding-right: 0;

}



.faq-accordion .accordion-button:not(.collapsed) {

  color: #0d1b2a;

}



.faq-accordion .accordion-body {

  padding-left: 0;

  padding-right: 40px;

  font-size: 1.3rem;

  line-height: 1.6;

}



/* Replace Bootstrap arrow with custom plus/minus */

.accordion-button::after {

  content: "+";

  font-size: 20px;

  color: #0d1b2a;

  background: none !important;

  transform: none !important;

}



.accordion-button:not(.collapsed)::after {

  content: "–";

}



.contact-section {

  width: 100%;

  padding: 40px 0;

  background: #f5f7f5;

  display: flex;

  justify-content: center;

}



.contact-container {

  width: 90%;

  max-width: 1300px;

  background: url(../images/bg-section-cta-1.jpg);

  border-radius: 10px;

  display: flex;

  /*grid-template-columns: 40% 100%;*/



  align-items: center;

  position: relative;

  justify-content: flex-end;

}



.contact-container:before {

  background: rgba(49, 124, 111);

  position: absolute;

  width: 100%;

  content: '';

  height: 100%;

  top: 0;

  z-index: 9;

  opacity: 0.5;



}



.contact-left {

  position: absolute;

  z-index: 9999;

  left: 0;

  bottom: 0;

}



/* LEFT IMAGE */

.contact-left img {

  width: 100%;

  height: 100%;

  object-fit: cover;

}



/* RIGHT CONTENT */

.contact-right {

  padding: 50px 60px;

  color: #0d2b2b;

  position: relative;

  z-index: 9;

}



.contact-right .tag {

  display: inline-block;

  padding: 6px 14px;

  font-size: 12px;

  background: white;

  border-radius: 4px;

  letter-spacing: 1px;

  color: #0a4343;

}



.contact-right h2 {

  font-size: 38px;

  margin: 20px 0 15px;

  font-weight: 700;

  color: #fff;

}



.contact-right p {

  max-width: 520px;

  line-height: 1.6;

  font-size: 15px;

  color: #fff;

}



/* BUTTONS */

.buttons {

  margin-top: 35px;

  display: flex;

  align-items: center;

  gap: 25px;

}



.btn {

  padding: 15px 40px !important;

  font-size: 15px;

  margin-top: 20px;

  background: #3272b9 !important;

  border-color: #3272b9 !important;

}



.contact-right .buttons .btn-primary {

  background: #fff;

  padding: 12px 28px;

  border-radius: 50px;

  text-decoration: none;

  color: #000;

  font-weight: 600;

  border: 1px solid #fff;

  transition: 0.3s ease;

}



.btn-primary:hover {

  background: #0a4040;

  color: white;

}



/* PHONE BOX */

.phone-box {

  display: flex;

  flex-direction: column;

  font-size: 14px;

  color: #fff;

}



.phone-box .phone-number {

  font-size: 18px;

  font-weight: 700;

  margin-top: 3px;

}



@media (max-width: 600px) {



  .top-header {

    flex-direction: column;

  }



  .top-right {

    border-left: none

  }





}



/* RESPONSIVE */

@media (max-width: 900px) {

  .contact-container {

    grid-template-columns: 1fr;

  }



  .contact-right {

    padding: 40px;

  }



  .buttons {

    flex-direction: column;

    align-items: flex-start;

  }

}



.footer {

  background: #000;

  color: #fff;

  padding: 60px 0 20px;

  font-family: Arial, sans-serif;

}



.footer-container {

  width: 90%;

  max-width: 1400px;

  margin: auto;

  display: grid;

  grid-template-columns: 30% 20% 20% 30%;

  gap: 40px;

}



/* COLUMN 1 */

.footer-about .footer-logo {

  max-width: 180px;

  margin-bottom: 20px;

}



.about-text {

  color: #ccc;

  line-height: 1.6;

  margin-bottom: 20px;

}



.footer-info p {

  margin-bottom: 12px;

  color: #ccc;

}



.footer-info strong {

  color: #fff;

}



/* COLUMN HEADINGS */

.footer-col h3 {

  margin-bottom: 20px;

  font-size: 16px !important;

  letter-spacing: 1px;

  color: #fff;

}



/* LINKS */

.footer-col ul {

  list-style: none;

  padding: 0;

}



.footer-col ul li {

  margin: 10px 0;

}



.footer-col ul li a {

  color: #bbb;

  text-decoration: none;
 
  transition: 0.3s;
  font-family: Arial, sans-serif !important;

}



.footer-col ul li a:hover {

  color: #fff;

}



/* SUBSCRIBE BOX */

.subscribe-box {

  display: flex;

  margin: 15px 0;

  background: #111;

  border-radius: 40px;

  overflow: hidden;

  border: 1px solid #333;

}



.subscribe-box input {

  flex: 1;

  background: transparent;

  border: none;

  padding: 12px 18px;

  color: #fff;

  outline: none;

}



.send-btn {

  width: 50px;

  background: #fff;

  color: #000;

  border: none;

  cursor: pointer;

  font-size: 18px;

}



.subscribe-note {

  font-size: 13px;

  color: #aaa;

  line-height: 1.5;

}



/* SOCIAL ICONS */

.social-icons {

  display: flex;

  gap: 12px;

  margin-top: 0;

}



.social-icons a {

  width: 38px;

  height: 38px;

  border: 1px solid #333;

  border-radius: 50%;

  display: flex;

  align-items: center;

  justify-content: center;

  color: #ccc;

  text-decoration: none;

  font-size: 18px;

  transition: 0.3s;

}



.social-icons a:hover {

  border-color: #fff;

  color: #fff;

}



/* BOTTOM FOOTER */

.footer-bottom {

  border-top: 1px solid #222;

  margin-top: 40px;

  padding-top: 20px;

  display: flex;

  justify-content: space-between;

  width: 90%;

  max-width: 1400px;

  margin: 40px auto 0;

}



.footer-links a {

  color: #bbb;

  margin-left: 20px;

  text-decoration: none;

  transition: 0.3s;

}


.footer-links a{
      font-family: Arial, sans-serif !important
}
.footer-links a:hover {

  color: #fff;

}



/* RESPONSIVE */

@media(min-width: 991px) {

  .border-end-md {

    border-right: 1px solid #dee2e6;

  }

}



@media (max-width: 992px) {

  .footer-container {

    grid-template-columns: 1fr 1fr;

  }



  .footer-subscribe {

    padding-bottom: 0;

  }



  .stories-wrapper {

    padding: 0 10px;

    gap: 10px;

  }



  .stories-wrapper {

    background: linear-gradient(180deg, rgb(36 40 61 / 66%), #24283d);

  }

}



@media(max-width:767px) {

  .success-bg {

    height: 100%;

  }



  .stories-wrapper {

    position: relative;

    height: auto;

  }



  .py-80 {

    padding: 40px 0;

  }

  .story-box {

      background-color: rgba(0, 0, 0, .5);

      

  }

    .story-desc{

        opacity: 1; transform: translateY(0px);

        

    }

}



@media (max-width: 600px) {

  .footer-container {

    grid-template-columns: 1fr;

  }



  .footer-bottom {

    flex-direction: column;

    text-align: center;

    gap: 10px;

  }

}



.modal {

                display: show; /* Hidden by default */

                position: fixed; /* Stay in place */

                z-index: 999; /* Sit on top */

                padding-top: 180px; /* Location of the box */

                left: 0;

                top: 0;

                width: 100%; /* Full width */

                height: 100%; /* Full height */

                overflow: auto; /* Enable scroll if needed */

                background-color: rgb(0,0,0); /* Fallback color */

                background-color: rgba(0,0,0,0.4); /* Black w/ opacity */

            }

            .modal .CTA {

    margin-top: 12px;

}



            /* Modal Content */

            .modal-content {

                background-color: #fefefe;

                margin: auto;

                padding: 20px;

                border: 1px solid #888;

                width: 80%;

                color: #000;

            }



            /* The Close Button */

            .close {

                color: #aaaaaa;

                float: right;

                font-size: 28px;

                font-weight: bold;

                text-align: right;

            }



            .close:hover,

            .close:focus {

                color: #000;

                text-decoration: none;

                cursor: pointer;

            }

            .modal-content p{

              padding-bottom: 10px;

              font-weight: 400;

              font-size: 16px;

              line-height: 26px;

            }

            .modal-content p a{

              color: #000;

              text-decoration: none;

            }

            .modal-content p a:hover{

              color: #0270E0;

              text-decoration: none;

            }





            

.CTA a {

    text-align: center;

    font-size: 16px;

    background: #3272b9;

    padding: 21px 29px;

    color: #FFFFFF;

    display: inline-block;

    position: relative;

    transition: 

ease all 0.4s;

    border: #3272b9 solid 3px;

}

.CTA a:hover {

    background: #333333;

    border-color: #333333;

}



@media (max-width: 767px) {



    .CTA a {

        padding: 13px 20px;

        font-size: 12px;

    }



}



@media screen and (orientation: landscape) {

    .modal {

        padding-top: 30px; 

    }

}

#main-content{padding-top: 80px}